How to buy RWAs in NOW Wallet

Real-World Assets (RWAs) are becoming one of the fastest-growing segments in crypto. Instead of holding only native blockchain assets, users can now access tokenized versions of stocks, ETFs, gold, and silver — directly on-chain.

With NOW Wallet, you can:

• Buy and manage xStock assets (TSLAX, SPYX, QQQX, CRCLX, MSTRX, and more)

• Purchase and swap crypto into tokenized metals such as XAUt and PAXG

• Store everything in one non-custodial wallet

This guide explains how to buy RWAs in NOW Wallet safely and efficiently.

What Are RWAs in Crypto?

RWAs (Real-World Assets) are blockchain-based tokens that represent assets outside the crypto ecosystem — such as equities, ETFs, precious metals, or other financial instruments.

Examples include:

• xStocks (tokenized stock representations like TSLAX or SPYX)
• Tokenized metals (XAUt, PAXG)
• treasury bills
• government bonds

These assets allow users to gain exposure to traditional markets while remaining within a crypto-native environment.

PRO Tip:
If you're exploring RWAs as part of a broader portfolio strategy, we recommend reading our detailed guide on crypto portfolio diversification.

How to buy RWAs in NOW Wallet — Step-by-step guide

Buying RWAs in NOW Wallet is straightforward and can be done in just a few steps.

Step 1. Open NOW Wallet

Make sure you’re using the latest version of the app.

Tap:

• Buy — if you want to use fiat currency to purchase RWA, or

• Exchange — if you want to swap your existing crypto for an RWA (for example, swapping BTC for XAUt, as in our case).

Step 2. Choose the real-world asset you want

Select the RWA asset you want to receive (e.g., TSLAX, SPYX, XAUt, PAXG, etc.).

Step 3. Enter the amount

Specify how much you want to exchange.
Carefully review:

• Exchange rate

• Network fees

• Estimated amount received

Double-check all details before confirming.

Step 4. Confirm the transaction

Approve the swap and wait for blockchain confirmation.

Step 5. Receive your RWA directly in your wallet

Once confirmed, the selected RWA asset will appear in your NOW Wallet balance.

That’s it — no brokerage account, no custodial platform required.

Managing RWAs in NOW Wallet

After purchase, you can:

• Hold RWAs long-term

• Swap them back into crypto at any time

• Send them to compatible wallets

• Track them alongside your crypto assets

Because NOW Wallet is non-custodial, you retain full control over your private keys and assets.

Important things to keep in mind

Before buying RWAs:

• Ensure you are on the correct network

• Leave enough native tokens to cover gas fees

• Keep in mind that RWAs can have different levels of volatility

• Check liquidity conditions for specific tokens

Many tokenized assets are designed to reference the price of an underlying asset — for example, tokenized stocks like TSLAX or SPYX referencing equities, or tokens such as PAXG and XAUt referencing gold.

However, this relationship does not guarantee exact price matching. Most RWAs are issued and maintained by third-party entities that use different mechanisms (such as collateralization or synthetic exposure) to mirror traditional assets. Because of this, factors like market liquidity, token design, redemption mechanisms, and issuer reliability can influence pricing.

As a result, tokenized assets may sometimes trade above or below the value of the underlying asset, and price deviations (depegs) can occur.

Always review the documentation of a specific token and understand its structure before acquiring it.

Why buy RWAs in NOW Wallet?

Users choose NOW Wallet for RWA exposure because it offers:

• Non-custodial asset control

• Multi-asset support in one interface

• Built-in swap functionality

• Direct access to tokenized equities and metals

RWAs allow you to diversify beyond crypto-native assets while staying within the blockchain ecosystem.

Final Thoughts

RWAs bridge traditional finance and crypto.

Whether you want:

• Tokenized stock exposure via TSLAX, SPYX, QQQX, CRCLX, MSTRX

• Gold exposure via XAUt or PAXG

• Broader portfolio diversification

NOW Wallet provides a simple, non-custodial way to access and manage real-world assets — directly from your crypto wallet.

FAQ

What are xStocks?

xStocks are tokenized representations of traditional equities or indices that trade on blockchain networks.

Can I swap BTC directly into tokenized gold?

Yes. You can use the Exchange feature to swap BTC or other supported cryptocurrencies into XAUt, PAXG, or other available RWA tokens.

Are RWAs safer than crypto?

RWAs are still market-based assets. While they track traditional markets, they remain subject to price volatility.

Do I need a brokerage account?

No. RWAs supported in NOW Wallet can be accessed directly through crypto swaps within the app.

Do RWAs always follow the price of the underlying asset?

No. Most RWAs are designed to reference an underlying asset, but price tracking is not guaranteed. Tokenized assets depend on issuer mechanisms and market liquidity, which means their price can sometimes diverge from the underlying asset.